Monday, April 27, 2009

Most People not taking tax deductions

This tax season, I became very aware of the number of people in the mlm industry who did not realize that they owned a homebased business with all the applicable tax deductions. The majority of them had only been educated on income potential side of the mlm product not the running of a homebased business.

As a result, when the income did not appear as promised, they became discouraged and soon dropped out of the business. It is sad that no one had educated them on the tax side of the business. The fact that they could save thousands in taxes and obtain an immediate raise on their jobs.

The mlm homebased business is the best way for the average American to get out of debt.

I am doing a survey on this topic to help in the development of an ebook I am writing. Your imput and advice is desired.
Thank You.

Sunday, April 26, 2009

Home Foreclosure - Can A Foreclosure Be Stopped Or Even Delayed Altogether?

Home Foreclosure - Can A Foreclosure Be Stopped Or Even Delayed Altogether?

Home foreclosure is on the increase in both the United States and in many other countries across the world as the credit crunch hits with full force. Homeowners are struggling to make their mortgage repayments and are falling into arrears like never before.

Some estimates state that home foreclosures have reached over 30%. In other words, nearly a third of all homeowners are facing problems and the possible reposession of their home. That is an almost unbelievable figure and one that would have been unheard of just a couple of years ago. CNN told viewers: "Foreclosures spiked 112% in early 2008 - with no real end in sight."

As the credit crunch bites deeper worldwide, many homeowners will be wondering what, if anything can be done to prevent a home foreclosure.

A lot of people will feel that there is little they can do, or they will feel so upset by their situation that they will sit back and just let it happen.

If you or someone you know find yourself in this situation there are in fact things that you can do. Actions that you can take to delay the reposession of your home or perhaps prevent it altogether.

The key though is to act swiftly. It's no good sitting and worrying and just letting valuable time pass when you could have been setting things in place that would at the very least buy you some time. If you have already received a notice of default you have just ninety days to respond. That may seem like a reasonable period of time, but you should consider that in 3 months from receiving that default notice if you have not taken certain actions saving your home may be much more difficult, if not altogether impossible.

If you want to save your home from going into foreclosure you cannot afford to waste any time at all. In fact, not ignoring the situation and taking action right now, no matter how painful it is, is actually in your best interest.

There are solutions that can be arranged well before you reach the last chance saloon of having your home taken away from you. Talking to your lender at an early stage is vitally important, but do be sure that you know exactly what you should be saying to them (and what you should not)!

You must know exactly who to contact first, and in what order, to find the very best (and least expensive) alternative way to solve your current foreclosure situation.

So take action, do your research and you may find that a foreclosure is not the only option.

If you don't have time to do all the research and you need to act now to prevent your home from being reposessed, 'Home Foreclosure Survival Tactics'will help you to better understand the actions you should be taking right away.
Click on this link or paste it in your browser:

Saturday, April 25, 2009

Stopped future retirement losses and recaptured $55,000.

I met with client who had experience over $111,000 in their retirement account. I was able to put client in a more secure vehicle which guarantees no losses in the future, plus I was able to get the client back $55,000 of the the loss.

This was a great day for both of us.